Draws

Construction draw schedules your lender can follow

A construction loan pays out in draws, and every draw needs proof of the work. HomeTakeOff ties each draw to the phases of your schedule, tracks line items and retainage, and puts the job site photos right in the draw request.

  • Draws tied to the phases of the job
  • Line items and retainage on every draw
  • Progress photos attached to the draw
  • A draw request you can print or save as a PDF
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Free during beta. No credit card.

HomeTakeOff draw schedule for a construction loan with funded, submitted and draft draws and retainage held

Set up the draw schedule once

Match the draw schedule to your construction loan: foundation, framing, dry-in, rough-ins, drywall, trim and final, or whatever your lender uses. Each draw links to the phases it pays for, so you always know which work has to be done before you can ask for the money.

Line items, retainage and draw status

Track what each draw covers line by line: the budget for that line, what was drawn before and what this draw asks for. Retainage is held back automatically, and each draw moves from draft to submitted, approved and funded, with the inspection date alongside.

  • Retainage tracked on every draw
  • Requested, approved and funded amounts in one place
  • Draw line items tied to the phases of the budget
A submitted draw in HomeTakeOff with line items, retainage and the net amount

Photos the bank actually wants to see

Attach progress photos to a draw from the job site. When you build the draw request, the photos go with it, so the lender can see the framing is up before the inspector gets there.

Send a clean draw request

Build a draw request from the draw with one click and save it as a PDF or print it. No more rebuilding the same spreadsheet every month.

A printable construction draw request with draw summary, line item detail and cumulative summary

Questions builders ask

What is a construction draw schedule?

It is the plan for how a construction loan pays out. The loan is split into draws, and each draw is released when a stage of the work, like the foundation or framing, is finished and inspected.

Does HomeTakeOff track retainage?

Yes. Each draw tracks its line items and the retainage held back, along with what has been requested, approved and funded.

Can I attach photos to a draw request?

Yes. Progress photos from the job site can be attached to a draw and included in the draw request you send your lender.

How much does it cost?

Nothing during the beta. Every feature, including the AI Assistant, is free for every account. There is no credit card and no trial clock. Beta users will hear about any change well in advance.

Try it on your next job

Create a free account, look around the sample project, then schedule a real one.

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